It is the dream of every one of us to live an extraordinary luxurious life in a deluxe home.
A wage earner cannot build his house if we take an average estimate of total raw materials, labor and property taxes. But there is an option if you want to own a house at bit of cost because some banks offer loans over specific conditions.
The loan taker will have to pay the loan amount within years with an easy installment plan, so the perks of a comfortable home can be incredible for the rest of your life.
In this blog, we are sharing some banks in Pakistan that offer home finance to complete your dream residence as per your own choice within less time.


A well-known network of transactions is being provided by Standard Chartered Bank, which offers outstanding services to its customer throughout Pakistan. If we talk about financing services, it serves only to complete residential projects (commercial not included).
Applying for home finance is simple, yet you only have to get the application form and submit it to the bank. After reviewing your application, if they accept it, some conditions need to be fulfilled such as:
• The person applying for a loan should be older than 25 years.
• The monthly income of the concerned person must be above Rs 30,000.
Along with that, you can get more than 20 to 30 Million from Standard Chartered Bank according to Home Scheme, and credit card is also offered to the people who works in construction and maintenance.


Muslim Commercial Bank, also known as MCB, offers a wide diversity in loans such as land purchase, home construction, home purchase, and home construction apart from other categories.
In major cities of Pakistan, likewise Islamabad, Rawalpindi, Lahore, Karachi, and Faisalabad, it has branches to offer its services.
You can avail of an expanded period of 2 years to 20 years for loan returning to complete your dream to construct it by your desire.
However, this facility does not apply to commercial properties or commercial construction.


United Bank Limited offers loan finance for buying and constructing a residential property as per the UBL Address scheme. Let’s go to its details as this scheme provides two types of loans on two different interest rates (floating and adjustable).
Here comes the question of eligibility criteria, so availing the opportunity of this loan, you’ll have to be a permanent resident of Pakistan along with earning a minimum amount of 15,000 per month.
If the couple is applying for this loan and the combined earning of both is 15,000, they can also avail themselves of the opportunity that is another excellent part of it.
Anyone can get the offer of more than 500,000 rupees of the loan along with other advantages of this scheme.
If we talk about the mark-up rate, it lies between 11.99 percent and 16.5 percent on the actual amount with the guaranteed duration of 2 years to 20 years.
Mark up rates lie between 11.99 percent and 16.5 percent of the actual amount, and these loans are granted for the duration of 3 to 20 years. Adding to the information we have given about UBL, and the bank is headquartered on I. I Chundrigar Road, Karachi.


HBL is also on the list of banks providing home loans for an easy and comfortable life in the future. You can get up to 15 million rupees as a loan within 5 to 20 years.
To avail of the HBL Home Loan, the applicant must have a minimum salary of 100,000. The average age is between 22 to 60 years. For applying, you must attach a copy of CNIC, salary slip, a 12-month bank statement, Pakistani nationality (Resident & nonresident Pakistani), and an experience letter of 5 years from the employer.
Above mentioned options of banks are not enough. Many more banks in our country offer you avail their loan scheme and build your dream home. For instance, Citibank, HSBC, and the National Bank of Pakistan (NPB) also have plans for home loans to spread comfortability in people’s life.
HOPE Marketing is always devoted to providing research-based and information news with its clients to provide them a great chance to build their own house with less stress and more satisfaction.


Search Here

Recent Posts

Popular Societies

Rawal Palm City

Homepage Societies Rawal Palm City Rawal Palm City is another spectacular and most awaited housing society full of outstanding and marvelous amenities.  Rawal Palm City


Homepage Societies NOVA CITY PESHAWAR NOVA CITY PESHAWAR OVERVIEW As you all have heard, Nova City Peshawar will soon be developed by the Nova Developers,


Park View City is a finely designed architecture of a privileged luxury class. This housing society offers all the best and most comfortable environment elements

Is It Good To Invest In Taj Residencia?

Taj Residencia is a spectacular and high-demand residential housing project by the Sardar group of companies in the locality of Islamabad. This project is well-equipped

If you’ve any queries or want to talk with Hope Experts Feel free to contact us by Email, WhatsApp or give us a Call on +92-3173174673

Leave a Reply

Your email address will not be published.

Open chat
Hello! Welcome to HOPE MARKETING.
Welcome to HOPE MARKETING, How can I help you?